Privacy Policy

Online Banking Privacy Policy

Visitors to this bank's web site remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

Date and time our site was accessed
IP Address (A numeric address given to servers connected to the Internet)
Web browser used
City, State, and Country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.
Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations.
For more information or questions regarding this policy, contact the bank at:

Citizens National Bank
1320 E. Loop 304
Crockett, TX 75835
(936) 544-9661 phone
(936) 545-0514 fax

Citizens National Bank of Crockett Privacy Policy, facts about how Citizens National Bank of Crockett handles your sensitive information"
FACTS	WHAT DOES CITZENS NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Credit history Income and Overdraft history Payment history and Employment information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Mead chooses to share; and whether you can limit this sharing.

Citizens National Bank Privacy Policy Section 2:Why Citizens National Bank Shares your personal information
Reasons we can share your personal information	Does Citizens National Bank Share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	No	We Don't Share
For joint marketing with other financial companies	No	We Don't Share
For our affiliates’ everyday business purposes - information about your transactions and experiences	No	We Don't Share
For our affiliates’ everyday business purposes - information about your creditworthiness	No	We Don't Share
For non-affiliates to market to you	No	We Don't Share

Citizens National Bank Privacy Policy Section 3: Contact information regarding any Questions.
Questions?	Call (936)-544-9661 or go to www.cnbcrockett.com

Citizens National Bank Privacy Policy Part 4: Definitions
Definitions
What we do
How does Citizens National Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information.
How does Citizens National Bank collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Give us income information Make a wire transfer Show your drivers license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. Citizens National Bank has no affiliates.
Non Affiliates	Companies not related by common ownership or control. They can be financial and non financial companies. Citizens National Bank does not share with non Affiliates so they can market to you.
Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. Citizens National Bank does not jointly market.